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Showing posts from July, 2022

Investment 10%

Our X Investment Amount should include : 1. Equity Products (75%) 2. Dept Products (20%) 3. Gold (5%) Investment Products/Percentages may be changed later with knowledge of other financial aspects.

Finance Ratio Management

10% of In-hand will Go to Investments - Flat 4500 66.1% to Mom (Saving for House/Expenses) - Flat 30000 1% to Charity (Save in main acc& Donate) - Flat 450 4.41% For Personal Savings - Flat 2000 %18.73 For Our Expenses + Wants - Total 8520 Exp ac - 6000 Wants ac - 2520 Savings in Expenses Goes to Investment Account at the end of month. We can use this amount for self development purpose. Exceeded Expenses can be withdrawn from Wants account and then Savings.

Finance Management

For now I will maintain 4 Banks for 4 different purposes. Paytm Bank : For Wants Kotak Bank : For Expenses Canara Bank : For Investments HDFC Bank : For Savings •Cash Needed?  Send to HDFC and Get from atm •Someone need to borrow? Tell the sum in Wants Give from it. Recover the lended money within 15 Days, if the borrower not having money problem at that moment.

Work Time

Instead of Putting efforts to get the work done or To do the things which don't have a noticable deadline. Put some efforts of scheduling the tasks with Some Small Realistic Goals.  List out the Goals for Today: Make a Work Buffer Time. Take a Break to do what else we love. Get Back to Work with more energy.  Lets Follow That 😉

We Don't Want to Waste

Our Time Our  Energy Our Valuable Life Why we waste time? We may consider it as a break to work or avoiding the work for a time. We actually don't want or need it: We want to do things which adds value to our life, so why not do things one after other. 

After Completing Posts

After publishing Posts on Social Media 1. Reset the ActionDash App timers 2. Use phone for 10 minute more and keep it aside 3. Get a Book and Read it until Sleep 4. Aahan Remember Brush is must before sleep

My Hobbies

New Hobbies in the process: write how it's going Know how mind works, [  ] Defining my life like doing in this blog post, [  ] Driving, [     ] Nature Walk   [    ] Reasoning   [    ] Learning English   [    ] Right Now in July,2022  My Hobbies are:  Reading Book, Excercise, Cooking Healthy, Pamper myself with self care, Watching Sandeep Maheshwari

Use phone only when required

I will use phone only when required. Like I will not use phone in between tasks. Will take separate breaks or checkpoints of using phone for the Things which seems or are important. If there's an urge to do anything which does not relate to the task we are doing Just Write It. For this make the Pen and Temp writing board handy. 😉