For now I will maintain 4 Banks for 4 different purposes.
Paytm Bank : For Wants
Kotak Bank : For Expenses
Canara Bank : For Investments
HDFC Bank : For Savings
•Cash Needed?
Send to HDFC and Get from atm
•Someone need to borrow?
Tell the sum in Wants Give from it.
Recover the lended money within 15 Days, if the borrower not having money problem at that moment.